Tata Punch EV On-Road Price in Mumbai
₹9.79 Lakh to ₹12.99 Lakhex-showroom
The Punch EV on-road price in Mumbai is ₹10.16 Lakh to ₹13.60 Lakh, from the Punch EV Smart to the top Punch EV Empowered+ S.
Maharashtra exempts electric cars from road tax until 31 March 2030, so a Mumbai Punch EV costs only registration, insurance and the small fees on top of its showroom price. The Punch EV Smart+ (MR) comes to ₹10.89 lakh on-road.
Punch EV Cost Breakdown in Mumbai: RTO & Tax, Variant by Variant
Pick a variant to see what you pay for it in Mumbai: the ex-showroom price, road tax, insurance and RTO fees. Maharashtra charges no road tax on the Punch EV at the moment, so its on-road price is the ex-showroom price plus insurance, RTO charges and TCS. Variants above ₹10 lakh ex-showroom, from the Punch EV Smart+ (MR) variant, also carry 1% TCS.
- Ex-showroom priceSet by the carmaker, GST included
- ₹11,19,00095%
- Maharashtra road tax (exempt)No road tax on this car under current state rules
- ₹01%
- Insurance (estimate)First-year comprehensive cover
- ₹39,1653%
- RTO chargesRegistration fee, smart card and the state's service charge
- ₹8001%
- FASTag and paperwork (estimate)Charged by the dealer, not the government
- ₹2,5001%
- TCS (1%)Claimable when you file your income tax return
- ₹11,1901%
- On-road price
- ₹11,72,655
A dealer quote can be higher if it bundles accessories, an extended warranty or other packs. Those are optional, so ask for an itemised quote and check each line against these figures. Insurance is an estimate and you can buy it from any insurer. Road tax verified November 2026.
Mumbai price list for every Punch EV variant
The Punch EV comes in 6 variants, all electric and automatic.
- Punch EV SmartLowest price
EV · Automatic
₹10.16 Lakh
₹9.79 Lakh ex-showroom
₹10.89 Lakh
₹10.39 Lakh ex-showroom
₹11.72 Lakh
₹11.19 Lakh ex-showroom
₹12.51 Lakh
₹11.94 Lakh ex-showroom
₹13.29 Lakh
₹12.69 Lakh ex-showroom
₹13.60 Lakh
₹12.99 Lakh ex-showroom
On-road prices for Mumbai include RTO road tax, insurance and registration fees.
Which Punch EV variant gives you the most for the money?
For tight Mumbai parking, the camera matters, and it does not come on that version. The Punch EV Smart+ (LR) at ₹11.72 lakh adds it, along with the bigger 40 kWh battery.
The Punch EV Empowered at ₹13.29 lakh adds a 360 degree camera with a blind spot monitor, which is the most useful upgrade for basement parking and narrow lanes.
Compare any two variants below to see the extra on-road cost and what you get for it.
- ◆More powerful engine
- ▲Reverse camera
- ▲Touchscreen
- ▲Apple CarPlay and Android Auto
Monthly EMI on a Punch EV in Mumbai
On a five-year loan at 9%, the Punch EV Smart+ (LR) variant works out to ₹19,474 a month with 20% down. Each extra percentage point on your loan rate adds about ₹458 to that.
| Variant | On-road | 10% down | 20% down | 30% down |
|---|---|---|---|---|
Punch EV Smart Lowest price | ₹10.16 Lakh | ₹18,992 | ₹16,882 | ₹14,772 |
Punch EV Smart+ (LR) Value pick | ₹11.72 Lakh | ₹21,908 | ₹19,474 | ₹17,040 |
Punch EV Empowered+ S Top variant | ₹13.60 Lakh | ₹25,422 | ₹22,598 | ₹19,773 |
Monthly instalments on the full Mumbai on-road price less your down payment, over 60 months at 9%. Your bank sets the actual rate. Processing fees and the yearly insurance renewal are extra. Set your own down payment and tenure in the EMI calculator.
How safe is the Punch EV?
The Punch EV holds a five-star Bharat NCAP rating for adults and five stars for children, valid from July 2026. It scored 31.09 of 32 points for adults and 45.00 of 49 for children. Six airbags and stability control come on every variant, from the Punch EV Smart variant. A 360 degree camera arrives on the Punch EV Empowered variant.
Punch EV against its rivals in Mumbai
On-road in Mumbai they start between ₹7.26 lakh and ₹15.54 lakh, against ₹10.16 lakh for the Punch EV.
| Car | On-road from | Fuels | Automatic from | Bharat NCAP |
|---|---|---|---|---|
| Tata Punch EV | ₹10.16 Lakh | electric | ₹10.16 Lakh | 5 stars (adult) |
| Citroen e-C3 | ₹12.66 Lakh | electric | ₹12.66 Lakh | Not tested |
| Tata Nexon EV | ₹13.08 Lakh | electric | ₹13.08 Lakh | 5 stars (adult) |
| Tata Tiago EV | ₹7.26 Lakh | electric | ₹7.26 Lakh | Not tested |
| MG Windsor EV | ₹15.54 Lakh | electric | ₹15.54 Lakh | Not tested |
Cheapest on-road price in Mumbai for each car. Bharat NCAP ratings can leave out some versions, so check the variant you want.
Is the Punch EV cheaper in another city?
Road tax is set by each state, so the Punch EV Smart+ (LR) variant costs ₹0 more in Mumbai than in Delhi. Register the car where you live, though. Keep a car from another state in Maharashtra for more than 12 months and you must re-register it here and pay Maharashtra's road tax as well.
| City | Road tax | Punch EV Smart | Punch EV Smart+ (LR) | vs Mumbai |
|---|---|---|---|---|
| Punch EV in Delhi | 0% | ₹10.16 Lakh | ₹11.72 Lakh | Same |
| Mumbai | 0% | ₹10.16 Lakh | ₹11.72 Lakh | |
| Punch EV in Pune | 0% | ₹10.16 Lakh | ₹11.72 Lakh | Same |
| Punch EV in Chennai | 0% | ₹10.19 Lakh | ₹11.75 Lakh | ₹2,450 more |
| Punch EV in Hyderabad | 0% | ₹10.22 Lakh | ₹11.78 Lakh | ₹6,119 more |
| Punch EV in Ahmedabad | 1% | ₹10.26 Lakh | ₹11.83 Lakh | ₹11,190 more |
| Punch EV in Bangalore | 8% | ₹10.71 Lakh | ₹12.73 Lakh | ₹1.00 lakh more |
Road tax rate for the Punch EV Smart+ (LR) variant. Each city uses its own state's tax, cesses and fees.
Punch EV in Mumbai: questions buyers ask
Can I charge a Punch EV in a Mumbai housing society?
Usually, yes, but plan it before you book. Most societies ask for a written request and a dedicated meter or point near your slot. If home charging is impossible, public DC chargers top up the Punch EV from 20% to 80% in about 26 minutes.
Will the Punch EV be safe in Mumbai's monsoon?
With 195 mm of ground clearance and a sealed battery, it handles waterlogged roads better than most hatchbacks. Deep flooding at spots such as the Andheri subway is still unsafe for any car, so wait for the water to drop.
Is the Punch EV cheaper to run than a CNG Punch in Mumbai?
Usually, if you charge at home. Mumbai's CNG is cheap, but home electricity per kilometre is lower still. The Punch EV costs more to buy, so the saving builds slowly over years of driving.
Which Punch EV has wireless Android Auto and Apple CarPlay?
The Punch EV Empowered and Punch EV Empowered+ S, along with the larger 26.03 cm screen. The Punch EV Smart+ (MR), Punch EV Smart+ (LR) and Punch EV Adventure use a wired connection on their 20.32 cm screen.
Does the Punch EV have an electronic parking brake?
Yes, with auto hold, from the Punch EV Smart+ (LR) upwards. Auto hold keeps the car still at a signal without you pressing the brake, which helps in Mumbai's stop and go traffic.