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BMW X3 On-Road Price in Mumbai

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₹69.90 Lakh to ₹78.20 Lakhex-showroom

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On-road price, all 3 variants
₹82.34 Lakh to ₹93.71 Lakh
Maharashtra road tax, insurance and fees included

The X3 on-road price in Mumbai is ₹82.34 Lakh to ₹93.71 Lakh, from the xDrive20 M Sport to the top xDrive20d M Sport.

On-road from
₹82.34 Lakh
Automatic from
₹82.34 Lakh
EMI from
₹1,36,751/mo
See this price in your city

How the Mumbai on-road price is built up

Worked out for the xDrive20 M Sport.

On-road, xDrive20 M Sport
₹82,34,724
Ex-showroom
₹69,90,000
Ex-showroom
₹69,90,00085%
Maharashtra road tax (13%)
₹9,08,70011%
Insurance, registration and fees
₹3,36,0244%
On-road in Mumbai
₹82,34,724
The xDrive20 M Sport costs about ₹5.07 Lakh more on-road in Mumbai than in Ahmedabad, because Maharashtra charges a higher road tax.
From the xDrive20d M Sport, Maharashtra moves the X3 into its 15% road-tax band, so stepping up adds more tax than the sticker gap alone.
From the xDrive20 M Sport up, a 1% TCS applies because the ex-showroom price crosses ₹10 lakh. You claim it back when you file your income tax.

Estimates to help you plan. Confirm the final figure with the dealer or RTO. Road tax verified November 2026.

X3 variant prices in Mumbai

Every trim, cheapest on-road first. Filter by fuel to narrow it down.

Fuel
VariantOn-road · ex-showroom
  • xDrive20 M SportLowest price

    Petrol · Automatic

    ₹82.34 Lakh

    ₹69.90 Lakh ex-showroom

    ≈ ₹1,36,751/mo

  • Petrol · Automatic

    ₹90.59 Lakh

    ₹76.90 Lakh ex-showroom

    ≈ ₹1,50,441/mo

  • Diesel · Automatic

    ₹93.71 Lakh

    ₹78.20 Lakh ex-showroom

    ≈ ₹1,55,632/mo

On-road prices for Mumbai include RTO road tax, insurance and registration fees. EMI is an estimate on a 5-year loan at 9% with 20% down.

Is the upgrade worth it?

Pick any two trims to see the extra on-road cost and what you gain.

From
To
xDrive20 M Sport → xDrive30 M Sport Pro
Different engine
Pay ₹8.24 Lakh more on-road
What you get
  • ◆More powerful engine

X3 EMI in Mumbai

Monthly instalment on a 5-year loan at 9%, by down payment. Use the calculator for your own numbers.

Variant₹2.00 Lakh down₹3.00 Lakh down₹4.00 Lakh down
xDrive20 M Sport₹1,66,788/mo₹1,64,712/mo₹1,62,636/mo
xDrive30 M Sport Pro₹1,83,899/mo₹1,81,823/mo₹1,79,748/mo
xDrive20d M Sport₹1,90,389/mo₹1,88,313/mo₹1,86,237/mo

Cars to compare with the X3

The cars most buyers also look at, with the on-road price each one starts at in Mumbai.

X3 on-road price in other cities

X3 price in Mumbai: common questions

How much road tax does the X3 pay in Mumbai?

Maharashtra charges 13% on petrol and 15% on diesel cars above ₹20 lakh. So the xDrive20 pays about ₹9.09 lakh and the xDrive20d about ₹11.73 lakh, before the 2% road safety cess on the tax.

Which X3 is the smart buy in Mumbai?

The petrol xDrive20 M Sport at ₹69.90 lakh. It is the cheapest X3 and pays the lower 13% petrol rate. The diesel costs ₹8.30 lakh more and pays 15%, which only makes sense for very long daily drives.

Will the X3 fit Mumbai building parking?

It is a midsize SUV, so most basement slots are fine, but check stack parking height and width limits before you book. Steep ramps are easier in an SUV than in a low sedan.

How does the X3 cope with Mumbai's monsoon?

Its all-wheel drive helps on wet roads, and it sits higher than BMW's sedans. Still, avoid deep standing water and add engine protection cover to your insurance.

Is the X3 xDrive30 good for Mumbai Pune trips?

Yes. Its 258 PS petrol makes the ghat climb effortless, and BMW quotes 14.61 km/l, better than the xDrive20's 13.38 km/l. It costs ₹76.90 lakh.