Hyundai Creta On-Road Price in Mumbai
₹10.90 Lakh to ₹20.30 Lakhex-showroom
The Creta on-road price in Mumbai is ₹12.76 Lakh to ₹24.36 Lakh, from the Creta E to the top Creta King Lounge Edition Diesel AT.
Maharashtra charges the petrol Creta 12% and the diesel 14%, so in Mumbai the petrol IVT is the cheaper automatic by a clear margin. The Creta S(O) iVT comes to ₹18.31 lakh, against ₹20.66 lakh for the Creta S(O) Diesel AT.
Creta Cost Breakdown in Mumbai: RTO & Tax, Variant by Variant
Pick a variant to see what you pay for it in Mumbai: the ex-showroom price, road tax, insurance and RTO fees. Maharashtra charges a one-time road tax on the ex-showroom price, and the rate rises with that price. For the petrol Creta it is 12%. Diesel variants pay 14% up to ₹20 lakh and 15% from the Creta King Knight Diesel AT variant up. Every variant is above ₹10 lakh ex-showroom, so each also carries 1% TCS.
- Ex-showroom priceSet by the carmaker, GST included
- ₹15,04,40085%
- Maharashtra road tax (12%)One-time, charged on the ex-showroom price
- ₹1,80,52810%
- Road safety cess (2% of road tax)Collected with the road tax
- ₹3,6111%
- Insurance (estimate)First-year comprehensive cover
- ₹52,6543%
- RTO chargesRegistration fee, smart card and the state's service charge
- ₹8001%
- FASTag and paperwork (estimate)Charged by the dealer, not the government
- ₹2,5001%
- TCS (1%)Claimable when you file your income tax return
- ₹15,0441%
- On-road price
- ₹17,59,537
A dealer quote can be higher if it bundles accessories, an extended warranty or other packs. Those are optional, so ask for an itemised quote and check each line against these figures. Insurance is an estimate and you can buy it from any insurer. Road tax verified November 2026.
Mumbai price list for every Creta variant
The Creta comes in 27 variants: 15 petrol and 12 diesel. Automatics start with the Creta EX(O) iVT variant at ₹16.95 lakh, with a choice of IVT (CVT), automatic and DCT gearboxes. Diesel starts at ₹15.01 lakh with the Creta E Diesel variant, ₹2.24 lakh more than the petrol Creta E.
- Creta ELowest price
Petrol · Manual
₹12.76 Lakh
₹10.90 Lakh ex-showroom
Petrol · Manual
Adds Touchscreen, Apple CarPlay and Android Auto, Keyless / push button start
₹14.12 Lakh
₹12.06 Lakh ex-showroom
Diesel · Manual
₹15.01 Lakh
₹12.61 Lakh ex-showroom
₹15.37 Lakh
₹13.14 Lakh ex-showroom
Diesel · Manual
Adds Touchscreen, Apple CarPlay and Android Auto, Keyless / push button start
₹16.34 Lakh
₹13.73 Lakh ex-showroom
₹16.61 Lakh
₹14.20 Lakh ex-showroom
Petrol · Manual
₹16.83 Lakh
₹14.39 Lakh ex-showroom
₹16.95 Lakh
₹14.49 Lakh ex-showroom
₹17.59 Lakh
₹15.04 Lakh ex-showroom
₹17.61 Lakh
₹14.80 Lakh ex-showroom
₹18.31 Lakh
₹15.65 Lakh ex-showroom
₹18.93 Lakh
₹15.91 Lakh ex-showroom
₹19.11 Lakh
₹16.34 Lakh ex-showroom
Diesel · Manual
₹19.15 Lakh
₹16.10 Lakh ex-showroom
₹19.21 Lakh
₹16.15 Lakh ex-showroom
₹20.20 Lakh
₹17.27 Lakh ex-showroom
₹20.66 Lakh
₹17.36 Lakh ex-showroom
₹20.79 Lakh
₹17.78 Lakh ex-showroom
₹21.40 Lakh
₹17.99 Lakh ex-showroom
₹21.84 Lakh
₹18.68 Lakh ex-showroom
Petrol · IVT (CVT)
₹22.01 Lakh
₹18.83 Lakh ex-showroom
Petrol · IVT (CVT)
₹22.46 Lakh
₹19.21 Lakh ex-showroom
₹22.51 Lakh
₹18.92 Lakh ex-showroom
Petrol · DCT
₹23.27 Lakh
₹19.91 Lakh ex-showroom
₹23.56 Lakh
₹19.80 Lakh ex-showroom
Diesel · Automatic
₹24.16 Lakh
₹20.14 Lakh ex-showroom
Diesel · Automatic
₹24.36 Lakh
₹20.30 Lakh ex-showroom
On-road prices for Mumbai include RTO road tax, insurance and registration fees.
Which Creta variant gives you the most for the money?
For Mumbai's tight buildings, the Creta SX Premium iVT at ₹20.79 lakh is worth the stretch. Its 360 degree camera, front parking sensors and blind view monitor make basement ramps far easier.
On a tighter budget, the Creta S(O) iVT has the sunroof, the rear camera and an electronic parking brake, which helps in crawling traffic.
Compare any two variants below to see the extra on-road cost and what you get for it.
- ▲Sunroof
- ▲Reverse camera
- ▲Cruise control
- ▲Touchscreen
- ▲Apple CarPlay and Android Auto
- ▲Wireless charging
- ▲Alloy wheels
- ▲Keyless / push button start
Same engine and power, so you are paying for features, not performance.
Monthly EMI on a Creta in Mumbai
On a five-year loan at 9%, the Creta SX variant works out to ₹29,220 a month with 20% down. Each extra percentage point on your loan rate adds about ₹688 to that.
| Variant | On-road | 10% down | 20% down | 30% down |
|---|---|---|---|---|
Creta E Lowest price | ₹12.76 Lakh | ₹23,850 | ₹21,200 | ₹18,550 |
Creta SX Value pick | ₹17.59 Lakh | ₹32,873 | ₹29,220 | ₹25,568 |
Creta EX(O) iVT Cheapest automatic | ₹16.95 Lakh | ₹31,680 | ₹28,160 | ₹24,640 |
Creta King Lounge Edition Diesel AT Top variant | ₹24.36 Lakh | ₹45,512 | ₹40,455 | ₹35,398 |
Monthly instalments on the full Mumbai on-road price less your down payment, over 60 months at 9%. Your bank sets the actual rate. Processing fees and the yearly insurance renewal are extra. Set your own down payment and tenure in the EMI calculator.
Petrol or diesel: what a Creta costs to run in Mumbai
The Creta E Diesel variant costs ₹2.24 lakh more on-road than the petrol Creta E. It saves about ₹3,483 a month in fuel at 1,500 km, so the extra diesel money comes back in about 65 months (5.4 years).
| Fuel | Price | Real mileage | Per km | 1,000 km a month | 1,500 km a month | 2,000 km a month |
|---|---|---|---|---|---|---|
petrol Creta E | ₹111.21/l | 14.3 km/l | ₹7.79 | ₹7,794 | ₹11,692 | ₹15,589 |
diesel Creta E Diesel | ₹97.83/l | 17.9 km/l | ₹5.47 | ₹5,473 | ₹8,209 | ₹10,945 |
Mumbai fuel prices on 6 November 2026 (PPAC daily price, CNG from Mahanagar Gas). Real mileage is 82% of the ARAI figure, since daily driving rarely matches the test. Fuel only: servicing and insurance are not included.
How safe is the Creta?
Six airbags and stability control come on every variant, from the Creta E variant. A 360 degree camera arrives on the Creta SX Premium variant, and ADAS driver aids first on the Creta King variant.
Creta against its rivals in Mumbai
All four start within ₹70,000 of the Creta's ₹12.76 lakh on-road price in Mumbai.
| Car | On-road from | Fuels | Automatic from | Bharat NCAP |
|---|---|---|---|---|
| Hyundai Creta | ₹12.76 Lakh | petrol, diesel | ₹16.95 Lakh | Not tested |
| Kia Seltos | ₹13.16 Lakh | petrol, diesel | ₹16.04 Lakh | 5 stars (adult) |
| Maruti Suzuki Grand Vitara | ₹12.60 Lakh | petrol, CNG, hybrid | ₹15.79 Lakh | Not tested |
| Maruti Suzuki Victoris | ₹12.29 Lakh | petrol, CNG, hybrid | ₹15.68 Lakh | 5 stars (adult) |
| Tata Sierra | ₹13.44 Lakh | petrol, diesel | ₹16.94 Lakh | 5 stars (adult) |
Cheapest on-road price in Mumbai for each car. Bharat NCAP ratings can leave out some versions, so check the variant you want.
Is the Creta cheaper in another city?
Road tax is set by each state, so the Creta SX variant costs ₹93,875 more in Mumbai than in Ahmedabad. Register the car where you live, though. Keep a car from another state in Maharashtra for more than 12 months and you must re-register it here and pay Maharashtra's road tax as well.
| City | Road tax | Creta E | Creta SX | vs Mumbai |
|---|---|---|---|---|
| Creta in Ahmedabad | 6% | ₹12.08 Lakh | ₹16.65 Lakh | ₹93,875 less |
| Creta in Delhi | 10% | ₹12.52 Lakh | ₹17.25 Lakh | ₹33,699 less |
| Mumbai | 12% | ₹12.76 Lakh | ₹17.59 Lakh | |
| Creta in Pune | 12% | ₹12.76 Lakh | ₹17.59 Lakh | Same |
| Creta in Chennai | 18% | ₹13.41 Lakh | ₹18.48 Lakh | ₹89,103 more |
| Creta in Hyderabad | 18% | ₹13.45 Lakh | ₹18.52 Lakh | ₹93,158 more |
| Creta in Bangalore | 17% | ₹13.49 Lakh | ₹18.60 Lakh | ₹1.00 lakh more |
Road tax rate for the Creta SX variant. Each city uses its own state's tax, cesses and fees.
Creta in Mumbai: questions buyers ask
Can the Creta handle Mumbai's monsoon flooding?
Its 190 mm of ground clearance gets it through most waterlogged roads. Deep water at underpasses is still unsafe, and engine protection on your insurance is worth adding in Mumbai.
Does a company registered Creta pay more tax in Maharashtra?
Yes, a flat 20% instead of the individual rates in our figures. On a Creta that adds a large sum, so ask for a company quote if the car goes on the firm's books.
Is the Creta EV a better buy in Mumbai?
It is worth pricing, since Maharashtra exempts electric cars from road tax until March 2030. The Creta EV Premium comes to ₹20.93 lakh, close to the Creta SX Premium iVT, if you can charge at home or work.
Which Creta has the best sound system?
The Creta SX Premium and every version above it have an 8 speaker Bose system. From the Creta EX up to the Creta SX, the system uses front and rear speakers with tweeters.
Is the Creta easy to park in Mumbai?
It is 4,330 mm long, so it fits most building slots with care. The rear camera arrives on the Creta EX(O), and the 360 degree view on the Creta SX Premium.