Maruti Suzuki Swift On-Road Price in Chennai
₹5.84 Lakh to ₹8.89 Lakhex-showroom
The Swift on-road price in Chennai is ₹6.86 Lakh to ₹10.37 Lakh, from the Swift LXi to the top Swift ZXi CNG AGS.
Every Swift stays below ₹10 lakh ex-showroom, so in Chennai all of them pay 13% and none reaches Tamil Nadu's 18% band. The question that matters more here is the monsoon, because the Swift sits just 163 mm off the ground.
Swift Cost Breakdown in Chennai: RTO & Tax, Variant by Variant
Pick a variant to see what you pay for it in Chennai: the ex-showroom price, road tax, insurance and RTO fees. Tamil Nadu charges a one-time road tax of 13% on every Swift variant, worked out on the ex-showroom price.
- Ex-showroom priceSet by the carmaker, GST included
- ₹7,13,00085%
- Tamil Nadu road tax (13%)One-time, charged on the ex-showroom price
- ₹92,69011%
- Road safety taxCollected with the road tax
- ₹2,2501%
- Insurance (estimate)First-year comprehensive cover
- ₹24,9553%
- RTO chargesRegistration fee, smart card and the state's service charge
- ₹1,0001%
- FASTag and paperwork (estimate)Charged by the dealer, not the government
- ₹2,5001%
- On-road price
- ₹8,36,395
A dealer quote can be higher if it bundles accessories, an extended warranty or other packs. Those are optional, so ask for an itemised quote and check each line against these figures. Insurance is an estimate and you can buy it from any insurer. Road tax verified November 2026.
Chennai price list for every Swift variant
The Swift comes in 15 variants: 9 petrol and 6 CNG. Automatics start with the Swift VXi AMT variant at ₹8.36 lakh. The Swift VXi CNG variant costs ₹1.03 lakh more than the petrol Swift VXi.
- Swift LXiLowest price
Petrol · Manual
₹6.86 Lakh
₹5.84 Lakh ex-showroom
₹7.83 Lakh
₹6.68 Lakh ex-showroom
Petrol · Manual
₹8.14 Lakh
₹6.94 Lakh ex-showroom
₹8.36 Lakh
₹7.13 Lakh ex-showroom
₹8.66 Lakh
₹7.39 Lakh ex-showroom
CNG · Manual
₹8.87 Lakh
₹7.57 Lakh ex-showroom
₹8.93 Lakh
₹7.62 Lakh ex-showroom
CNG · Manual
₹9.17 Lakh
₹7.83 Lakh ex-showroom
₹9.28 Lakh
₹7.92 Lakh ex-showroom
₹9.45 Lakh
₹8.07 Lakh ex-showroom
₹9.58 Lakh
₹8.18 Lakh ex-showroom
₹9.71 Lakh
₹8.29 Lakh ex-showroom
₹9.97 Lakh
₹8.51 Lakh ex-showroom
₹10.23 Lakh
₹8.74 Lakh ex-showroom
₹10.37 Lakh
₹8.86 Lakh ex-showroom
On-road prices for Chennai include RTO road tax, insurance and registration fees.
Which Swift variant gives you the most for the money?
With one tax rate across the range, the choice comes down to kit. The Swift VXi at ₹7.83 lakh adds the touchscreen with Apple CarPlay and Android Auto, and the Swift ZXi at ₹8.93 lakh adds wireless charging.
For OMR or Anna Salai traffic, the Swift VXi AMT at ₹8.36 lakh spares you the clutch for ₹52,425 more.
Compare any two variants below to see the extra on-road cost and what you get for it.
- ◆Automatic gearbox
- ▲Touchscreen
- ▲Apple CarPlay and Android Auto
Monthly EMI on a Swift in Chennai
On a five-year loan at 9%, the Swift VXi AMT variant works out to ₹13,890 a month with 20% down. Each extra percentage point on your loan rate adds about ₹327 to that.
| Variant | On-road | 10% down | 20% down | 30% down |
|---|---|---|---|---|
Swift LXi Lowest price | ₹6.86 Lakh | ₹12,818 | ₹11,394 | ₹9,970 |
Swift VXi AMT Value pick | ₹8.36 Lakh | ₹15,626 | ₹13,890 | ₹12,154 |
Swift ZXi CNG AGS Top variant | ₹10.37 Lakh | ₹19,391 | ₹17,237 | ₹15,082 |
Monthly instalments on the full Chennai on-road price less your down payment, over 60 months at 9%. Your bank sets the actual rate. Processing fees and the yearly insurance renewal are extra. Set your own down payment and tenure in the EMI calculator.
Petrol or CNG: what a Swift costs to run in Chennai
CNG costs ₹99.50 a kg in Chennai, almost the same as petrol at ₹107.77 a litre. The Swift VXi CNG variant costs ₹1.03 lakh more on-road than the petrol Swift VXi. It saves about ₹2,587 a month in fuel at 1,500 km, so the extra CNG money comes back in about 41 months (3.4 years).
| Fuel | Price | Real mileage | Per km | 1,000 km a month | 1,500 km a month | 2,000 km a month |
|---|---|---|---|---|---|---|
petrol Swift LXi | ₹107.77/l | 20.8 km/l | ₹5.18 | ₹5,184 | ₹7,777 | ₹10,369 |
CNG Swift VXi CNG | ₹99.50/kg | 28.8 km/kg | ₹3.46 | ₹3,460 | ₹5,190 | ₹6,920 |
Chennai fuel prices on 6 November 2026 (PPAC daily price, CNG from Torrent Gas). Real mileage is 82% of the ARAI figure, since daily driving rarely matches the test. Fuel only: servicing and insurance are not included.
How safe is the Swift?
Six airbags and stability control come on every variant, from the Swift LXi variant.
Swift against its rivals in Chennai
On-road in Chennai they start between ₹5.56 lakh and ₹7.03 lakh, against ₹6.86 lakh for the Swift.
| Car | On-road from | Fuels | Automatic from | Bharat NCAP |
|---|---|---|---|---|
| Maruti Suzuki Swift | ₹6.86 Lakh | petrol, CNG | ₹8.36 Lakh | Not tested |
| Hyundai Grand i10 Nios | ₹6.57 Lakh | petrol, CNG | ₹8.46 Lakh | Not tested |
| Tata Tiago | ₹5.56 Lakh | petrol, CNG | ₹7.16 Lakh | Not tested |
| Citroen C3 | ₹5.82 Lakh | petrol | ₹11.33 Lakh | Not tested |
| Maruti Suzuki Baleno | ₹7.03 Lakh | petrol, CNG | ₹8.79 Lakh | No current rating |
Cheapest on-road price in Chennai for each car. Bharat NCAP ratings can leave out some versions, so check the variant you want.
Is the Swift cheaper in another city?
Road tax is set by each state, so the Swift VXi AMT variant costs ₹52,360 more in Chennai than in Ahmedabad. Register the car where you live, though. Keep a car from another state in Tamil Nadu for more than 12 months and you must re-register it here and pay Tamil Nadu's road tax as well.
| City | Road tax | Swift LXi | Swift VXi AMT | vs Chennai |
|---|---|---|---|---|
| Swift in Ahmedabad | 6% | ₹6.42 Lakh | ₹7.84 Lakh | ₹52,360 less |
| Swift in Delhi | 7% | ₹6.31 Lakh | ₹7.91 Lakh | ₹45,230 less |
| Swift in Mumbai | 11% | ₹6.73 Lakh | ₹8.21 Lakh | ₹15,141 less |
| Swift in Pune | 11% | ₹6.73 Lakh | ₹8.21 Lakh | ₹15,141 less |
| Chennai | 13% | ₹6.86 Lakh | ₹8.36 Lakh | |
| Swift in Hyderabad | 14% | ₹6.95 Lakh | ₹8.46 Lakh | ₹10,393 more |
| Swift in Bangalore | 14% | ₹6.99 Lakh | ₹8.53 Lakh | ₹16,660 more |
Road tax rate for the Swift VXi AMT variant. Each city uses its own state's tax, cesses and fees.
Swift in Chennai: questions buyers ask
How should I protect a Swift in Chennai's monsoon floods?
Avoid flooded subways and low-lying areas such as Pallikaranai, because 163 mm of ground clearance leaves little margin. Add engine protection to your insurance and park on higher ground when heavy rain is forecast.
Which Swift suits the ECR drive to Pondicherry?
Any Swift manages the 150 km easily, but the Swift ZXi+ adds cruise control for the long, straight stretches of the East Coast Road. It also brings the reverse camera.
Which CNG Swifts can I buy in Chennai?
The Swift VXi CNG, Swift VXi (O) CNG and Swift ZXi CNG, each with Maruti's factory-fitted S-CNG kit in manual or AGS automatic form. Torrent Gas supplies CNG in the city, at ₹99.50 a kg.
Is the Swift's 82 bhp enough for the Chennai to Bangalore highway?
It cruises comfortably at highway speeds, but overtaking trucks on uphill stretches needs planning. On CNG, with 69 bhp, switch to petrol before a long climb.
Should I stretch from the Swift VXi to the Swift ZXi?
Only if you want wireless phone charging, which is what the extra ₹1.09 lakh on-road buys. The reverse camera and cruise control come one step higher, on the Swift ZXi+.