Maruti Suzuki Swift On-Road Price in Bangalore
₹5.84 Lakh to ₹8.89 Lakhex-showroom
The Swift on-road price in Bangalore is ₹6.99 Lakh to ₹10.58 Lakh, from the Swift LXi to the top Swift ZXi CNG AGS.
Karnataka's road tax on a Swift is 14% whichever variant you pick, but the 11% cess on that tax and the ₹1,000 welfare cess lift the bill further. On the Swift VXi variant the two cesses come to ₹11,287, already inside its ₹7.99 lakh on-road price.
Swift Cost Breakdown in Bangalore: RTO & Tax, Variant by Variant
Pick a variant to see what you pay for it in Bangalore: the ex-showroom price, road tax, insurance and RTO fees. Karnataka charges a one-time road tax of 14% on every Swift variant, worked out on the ex-showroom price.
- Ex-showroom priceSet by the carmaker, GST included
- ₹7,13,00084%
- Karnataka road tax (14%)One-time, charged on the ex-showroom price
- ₹99,82012%
- Karnataka cess (11% of road tax + ₹1,000)Collected with the road tax
- ₹11,9801%
- Insurance (estimate)First-year comprehensive cover
- ₹24,9553%
- RTO chargesRegistration fee, smart card and the state's service charge
- ₹8001%
- FASTag and paperwork (estimate)Charged by the dealer, not the government
- ₹2,5001%
- On-road price
- ₹8,53,055
A dealer quote can be higher if it bundles accessories, an extended warranty or other packs. Those are optional, so ask for an itemised quote and check each line against these figures. Insurance is an estimate and you can buy it from any insurer. Road tax verified November 2026.
Bangalore price list for every Swift variant
The Swift comes in 15 variants: 9 petrol and 6 CNG. Automatics start with the Swift VXi AMT variant at ₹8.53 lakh. The Swift VXi CNG variant costs ₹1.05 lakh more than the petrol Swift VXi.
- Swift LXiLowest price
Petrol · Manual
₹6.99 Lakh
₹5.84 Lakh ex-showroom
₹7.99 Lakh
₹6.68 Lakh ex-showroom
Petrol · Manual
₹8.30 Lakh
₹6.94 Lakh ex-showroom
₹8.53 Lakh
₹7.13 Lakh ex-showroom
₹8.84 Lakh
₹7.39 Lakh ex-showroom
CNG · Manual
₹9.05 Lakh
₹7.57 Lakh ex-showroom
₹9.11 Lakh
₹7.62 Lakh ex-showroom
CNG · Manual
₹9.36 Lakh
₹7.83 Lakh ex-showroom
₹9.47 Lakh
₹7.92 Lakh ex-showroom
₹9.64 Lakh
₹8.07 Lakh ex-showroom
₹9.78 Lakh
₹8.18 Lakh ex-showroom
₹9.91 Lakh
₹8.29 Lakh ex-showroom
₹10.17 Lakh
₹8.51 Lakh ex-showroom
₹10.44 Lakh
₹8.74 Lakh ex-showroom
₹10.58 Lakh
₹8.86 Lakh ex-showroom
On-road prices for Bangalore include RTO road tax, insurance and registration fees.
Which Swift variant gives you the most for the money?
In Bangalore traffic the gearbox matters more than the trim. The Swift VXi AMT at ₹8.53 lakh is the cheapest two-pedal Swift, ₹53,568 more than the manual Swift VXi.
For the extra kit, the Swift ZXi+ AMT at ₹10.44 lakh adds a reverse camera, cruise control and wireless charging. Its ₹8.74 lakh sticker is still below ₹10 lakh, so no TCS applies.
Compare any two variants below to see the extra on-road cost and what you get for it.
- ▲Touchscreen
- ▲Apple CarPlay and Android Auto
Same engine and power, so you are paying for features, not performance.
Monthly EMI on a Swift in Bangalore
On a five-year loan at 9%, the Swift VXi AMT variant works out to ₹14,166 a month with 20% down. Each extra percentage point on your loan rate adds about ₹334 to that.
| Variant | On-road | 10% down | 20% down | 30% down |
|---|---|---|---|---|
Swift LXi Lowest price | ₹6.99 Lakh | ₹13,068 | ₹11,616 | ₹10,164 |
Swift VXi AMT Value pick | ₹8.53 Lakh | ₹15,937 | ₹14,166 | ₹12,396 |
Swift ZXi CNG AGS Top variant | ₹10.58 Lakh | ₹19,785 | ₹17,586 | ₹15,388 |
Monthly instalments on the full Bangalore on-road price less your down payment, over 60 months at 9%. Your bank sets the actual rate. Processing fees and the yearly insurance renewal are extra. Set your own down payment and tenure in the EMI calculator.
Petrol or CNG: what a Swift costs to run in Bangalore
The Swift VXi CNG variant costs ₹1.05 lakh more on-road than the petrol Swift VXi. It saves about ₹2,841 a month in fuel at 1,500 km, so the extra CNG money comes back in about 38 months (3.2 years).
| Fuel | Price | Real mileage | Per km | 1,000 km a month | 1,500 km a month | 2,000 km a month |
|---|---|---|---|---|---|---|
petrol Swift LXi | ₹110.93/l | 20.8 km/l | ₹5.34 | ₹5,337 | ₹8,005 | ₹10,673 |
CNG Swift VXi CNG | ₹99/kg | 28.8 km/kg | ₹3.44 | ₹3,443 | ₹5,164 | ₹6,885 |
Bangalore fuel prices on 6 November 2026 (IndianOil retail price, CNG from GAIL Gas). Real mileage is 82% of the ARAI figure, since daily driving rarely matches the test. Fuel only: servicing and insurance are not included.
How safe is the Swift?
Six airbags and stability control come on every variant, from the Swift LXi variant.
Swift against its rivals in Bangalore
On-road in Bangalore they start between ₹5.66 lakh and ₹7.17 lakh, against ₹6.99 lakh for the Swift.
| Car | On-road from | Fuels | Automatic from | Bharat NCAP |
|---|---|---|---|---|
| Maruti Suzuki Swift | ₹6.99 Lakh | petrol, CNG | ₹8.53 Lakh | Not tested |
| Hyundai Grand i10 Nios | ₹6.70 Lakh | petrol, CNG | ₹8.63 Lakh | Not tested |
| Tata Tiago | ₹5.66 Lakh | petrol, CNG | ₹7.30 Lakh | Not tested |
| Citroen C3 | ₹5.92 Lakh | petrol | ₹11.56 Lakh | Not tested |
| Maruti Suzuki Baleno | ₹7.17 Lakh | petrol, CNG | ₹8.97 Lakh | No current rating |
Cheapest on-road price in Bangalore for each car. Bharat NCAP ratings can leave out some versions, so check the variant you want.
Is the Swift cheaper in another city?
Road tax is set by each state, so the Swift VXi AMT variant costs ₹69,020 more in Bangalore than in Ahmedabad, the biggest gap among our seven cities. Register the car where you live, though. Keep a car from another state in Karnataka for more than 12 months and you must re-register it here and pay Karnataka's road tax as well.
| City | Road tax | Swift LXi | Swift VXi AMT | vs Bangalore |
|---|---|---|---|---|
| Swift in Ahmedabad | 6% | ₹6.42 Lakh | ₹7.84 Lakh | ₹69,020 less |
| Swift in Delhi | 7% | ₹6.31 Lakh | ₹7.91 Lakh | ₹61,890 less |
| Swift in Mumbai | 11% | ₹6.73 Lakh | ₹8.21 Lakh | ₹31,802 less |
| Swift in Pune | 11% | ₹6.73 Lakh | ₹8.21 Lakh | ₹31,802 less |
| Swift in Chennai | 13% | ₹6.86 Lakh | ₹8.36 Lakh | ₹16,660 less |
| Swift in Hyderabad | 14% | ₹6.95 Lakh | ₹8.46 Lakh | ₹6,267 less |
| Bangalore | 14% | ₹6.99 Lakh | ₹8.53 Lakh |
Road tax rate for the Swift VXi AMT variant. Each city uses its own state's tax, cesses and fees.
Swift in Bangalore: questions buyers ask
Will a Swift fit into tight Bangalore apartment parking?
It is 3,860 mm long, so it slots into most stilt parking bays. The cheaper variants have no camera, though, and the reverse camera on the Swift ZXi+ is worth having in narrow basements.
Swift or Baleno in Bangalore?
The Baleno is longer at 3,990 mm, with a 318-litre boot against the Swift's 265 litres, and its top variant offers ADAS. The Swift is shorter and easier to park, and both use the same 1.2-litre engine.
Does Bangalore's stop-go traffic hurt the Swift's mileage?
Yes, the rated 25.35 km per litre for the manual is a test figure, and long crawls cut into it. The Swift VXi AMT is rated a little higher, at 26.25 km per litre, which helps in that kind of traffic.
Is the Swift LXi too basic for Bangalore?
It has six airbags and stability control, but no touchscreen, so phone navigation needs a holder. The Swift VXi adds Apple CarPlay and Android Auto for ₹99,994, which most buyers here will find worth it.
Which Swift has cruise control for the Mysuru expressway?
Only the Swift ZXi+ and Swift ZXi+ AMT. Cruise control arrives with the reverse camera, ₹79,757 above the Swift ZXi.