Maruti Suzuki Swift On-Road Price in Pune
₹5.84 Lakh to ₹8.89 Lakhex-showroom
The Swift on-road price in Pune is ₹6.73 Lakh to ₹10.05 Lakh, from the Swift LXi to the top Swift ZXi+ AMT.
Pune pays the same Maharashtra tax on a Swift as Mumbai, 11% for petrol and 8% for CNG, so the on-road prices match. What changes is the gas: MNGL charges ₹97.75 a kg in Pune against ₹90 in Mumbai, which stretches the Swift CNG's payback by a few months.
Swift Cost Breakdown in Pune: RTO & Tax, Variant by Variant
Pick a variant to see what you pay for it in Pune: the ex-showroom price, road tax, insurance and RTO fees. Maharashtra charges a one-time road tax on the ex-showroom price, and the rate rises with that price. For the petrol Swift it is 11%. CNG variants pay 8%.
- Ex-showroom priceSet by the carmaker, GST included
- ₹7,13,00087%
- Maharashtra road tax (11%)One-time, charged on the ex-showroom price
- ₹78,43010%
- Road safety cess (2% of road tax)Collected with the road tax
- ₹1,5691%
- Insurance (estimate)First-year comprehensive cover
- ₹24,9553%
- RTO chargesRegistration fee, smart card and the state's service charge
- ₹8001%
- FASTag and paperwork (estimate)Charged by the dealer, not the government
- ₹2,5001%
- On-road price
- ₹8,21,254
A dealer quote can be higher if it bundles accessories, an extended warranty or other packs. Those are optional, so ask for an itemised quote and check each line against these figures. Insurance is an estimate and you can buy it from any insurer. Road tax verified November 2026.
Pune price list for every Swift variant
The Swift comes in 15 variants: 9 petrol and 6 CNG. Automatics start with the Swift VXi AMT variant at ₹8.21 lakh. The Swift VXi CNG variant costs ₹78,937 more than the petrol Swift VXi.
- Swift LXiLowest price
Petrol · Manual
₹6.73 Lakh
₹5.84 Lakh ex-showroom
₹7.69 Lakh
₹6.68 Lakh ex-showroom
Petrol · Manual
₹7.99 Lakh
₹6.94 Lakh ex-showroom
₹8.21 Lakh
₹7.13 Lakh ex-showroom
CNG · Manual
₹8.48 Lakh
₹7.57 Lakh ex-showroom
₹8.51 Lakh
₹7.39 Lakh ex-showroom
₹8.77 Lakh
₹7.62 Lakh ex-showroom
CNG · Manual
₹8.77 Lakh
₹7.83 Lakh ex-showroom
₹8.87 Lakh
₹7.92 Lakh ex-showroom
₹9.16 Lakh
₹8.18 Lakh ex-showroom
₹9.29 Lakh
₹8.07 Lakh ex-showroom
₹9.53 Lakh
₹8.51 Lakh ex-showroom
₹9.54 Lakh
₹8.29 Lakh ex-showroom
₹9.92 Lakh
₹8.86 Lakh ex-showroom
₹10.05 Lakh
₹8.74 Lakh ex-showroom
On-road prices for Pune include RTO road tax, insurance and registration fees.
Which Swift variant gives you the most for the money?
For city use the Swift VXi at ₹7.69 lakh is the sweet spot, with a touchscreen and Apple CarPlay and Android Auto.
If you drive to Mumbai often, look at the Swift ZXi+ at ₹9.54 lakh, the cheapest Swift with cruise control. It also adds a reverse camera and wireless charging.
Compare any two variants below to see the extra on-road cost and what you get for it.
- ▲Touchscreen
- ▲Apple CarPlay and Android Auto
Same engine and power, so you are paying for features, not performance.
Monthly EMI on a Swift in Pune
On a five-year loan at 9%, the Swift VXi AMT variant works out to ₹13,638 a month with 20% down. Each extra percentage point on your loan rate adds about ₹321 to that.
| Variant | On-road | 10% down | 20% down | 30% down |
|---|---|---|---|---|
Swift LXi Lowest price | ₹6.73 Lakh | ₹12,578 | ₹11,181 | ₹9,783 |
Swift VXi AMT Value pick | ₹8.21 Lakh | ₹15,343 | ₹13,638 | ₹11,934 |
Swift ZXi+ AMT Top variant | ₹10.05 Lakh | ₹18,794 | ₹16,706 | ₹14,617 |
Monthly instalments on the full Pune on-road price less your down payment, over 60 months at 9%. Your bank sets the actual rate. Processing fees and the yearly insurance renewal are extra. Set your own down payment and tenure in the EMI calculator.
Petrol or CNG: what a Swift costs to run in Pune
The Swift VXi CNG variant costs ₹78,937 more on-road than the petrol Swift VXi. It saves about ₹2,949 a month in fuel at 1,500 km, so the extra CNG money comes back in about 27 months (2.3 years).
| Fuel | Price | Real mileage | Per km | 1,000 km a month | 1,500 km a month | 2,000 km a month |
|---|---|---|---|---|---|---|
petrol Swift LXi | ₹111.52/l | 20.8 km/l | ₹5.36 | ₹5,365 | ₹8,047 | ₹10,730 |
CNG Swift VXi CNG | ₹97.75/kg | 28.8 km/kg | ₹3.40 | ₹3,399 | ₹5,099 | ₹6,798 |
Pune fuel prices on 6 November 2026 (IndianOil retail price, CNG from MNGL). Real mileage is 82% of the ARAI figure, since daily driving rarely matches the test. Fuel only: servicing and insurance are not included.
How safe is the Swift?
Six airbags and stability control come on every variant, from the Swift LXi variant.
Swift against its rivals in Pune
On-road in Pune they start between ₹5.50 lakh and ₹6.90 lakh, against ₹6.73 lakh for the Swift.
| Car | On-road from | Fuels | Automatic from | Bharat NCAP |
|---|---|---|---|---|
| Maruti Suzuki Swift | ₹6.73 Lakh | petrol, CNG | ₹8.21 Lakh | Not tested |
| Hyundai Grand i10 Nios | ₹6.45 Lakh | petrol, CNG | ₹8.30 Lakh | Not tested |
| Tata Tiago | ₹5.50 Lakh | petrol, CNG | ₹7.03 Lakh | Not tested |
| Citroen C3 | ₹5.75 Lakh | petrol | ₹11.13 Lakh | Not tested |
| Maruti Suzuki Baleno | ₹6.90 Lakh | petrol, CNG | ₹8.63 Lakh | No current rating |
Cheapest on-road price in Pune for each car. Bharat NCAP ratings can leave out some versions, so check the variant you want.
Is the Swift cheaper in another city?
Road tax is set by each state, so the Swift VXi AMT variant costs ₹37,219 more in Pune than in Ahmedabad. Register the car where you live, though. Keep a car from another state in Maharashtra for more than 12 months and you must re-register it here and pay Maharashtra's road tax as well.
| City | Road tax | Swift LXi | Swift VXi AMT | vs Pune |
|---|---|---|---|---|
| Swift in Ahmedabad | 6% | ₹6.42 Lakh | ₹7.84 Lakh | ₹37,219 less |
| Swift in Delhi | 7% | ₹6.31 Lakh | ₹7.91 Lakh | ₹30,089 less |
| Swift in Mumbai | 11% | ₹6.73 Lakh | ₹8.21 Lakh | Same |
| Pune | 11% | ₹6.73 Lakh | ₹8.21 Lakh | |
| Swift in Chennai | 13% | ₹6.86 Lakh | ₹8.36 Lakh | ₹15,141 more |
| Swift in Hyderabad | 14% | ₹6.95 Lakh | ₹8.46 Lakh | ₹25,534 more |
| Swift in Bangalore | 14% | ₹6.99 Lakh | ₹8.53 Lakh | ₹31,802 more |
Road tax rate for the Swift VXi AMT variant. Each city uses its own state's tax, cesses and fees.
Swift in Pune: questions buyers ask
Can the Swift CNG switch to petrol for the ghat climb?
Yes. Every Swift CNG also carries a petrol tank, and you can switch fuels with a button. On CNG the engine makes 69 bhp against 82 bhp on petrol, so switching for the Khandala climb helps.
Is the Swift VXi AMT smooth enough for Pune traffic?
It is a manual gearbox that shifts itself, so expect a slight nod at each change, but it takes the clutch out of crawling traffic on roads such as Baner Road. At ₹8.21 lakh it is the cheapest two-pedal Swift.
How far does a Swift go on a full tank between Pune and Mumbai?
Its 37-litre tank covers roughly 750 km at a realistic mileage, so a round trip of about 300 km uses well under half of it. That figure assumes mixed driving; fast expressway cruising cuts it a little.
Is the cheapest automatic Swift the petrol or the CNG one?
The petrol Swift VXi AMT at ₹8.21 lakh. The CNG automatic, the Swift VXi CNG AGS, costs ₹66,394 more in Pune, but it is cheaper to run every kilometre.
Does a Swift suit a family of four for weekend trips from Pune?
Four adults fit, but the 265-litre boot takes only soft bags for four people. For regular family trips to Mahabaleshwar or Goa, the Dzire's 382-litre boot is a better match.