Maruti Suzuki Swift On-Road Price in Mumbai
₹5.84 Lakh to ₹8.89 Lakhex-showroom
The Swift on-road price in Mumbai is ₹6.73 Lakh to ₹10.05 Lakh, from the Swift LXi to the top Swift ZXi+ AMT.
A CNG Swift pays just 8% road tax in Mumbai, three points less than a petrol one, so the Swift VXi CNG variant costs only ₹78,937 more on-road than the petrol Swift VXi. With Mahanagar Gas selling CNG at ₹90 a kg, that extra cost comes back in fuel savings faster here than in any of our other six cities.
Swift Cost Breakdown in Mumbai: RTO & Tax, Variant by Variant
Pick a variant to see what you pay for it in Mumbai: the ex-showroom price, road tax, insurance and RTO fees. Maharashtra charges a one-time road tax on the ex-showroom price, and the rate rises with that price. For the petrol Swift it is 11%. CNG variants pay 8%.
- Ex-showroom priceSet by the carmaker, GST included
- ₹7,13,00087%
- Maharashtra road tax (11%)One-time, charged on the ex-showroom price
- ₹78,43010%
- Road safety cess (2% of road tax)Collected with the road tax
- ₹1,5691%
- Insurance (estimate)First-year comprehensive cover
- ₹24,9553%
- RTO chargesRegistration fee, smart card and the state's service charge
- ₹8001%
- FASTag and paperwork (estimate)Charged by the dealer, not the government
- ₹2,5001%
- On-road price
- ₹8,21,254
A dealer quote can be higher if it bundles accessories, an extended warranty or other packs. Those are optional, so ask for an itemised quote and check each line against these figures. Insurance is an estimate and you can buy it from any insurer. Road tax verified November 2026.
Mumbai price list for every Swift variant
The Swift comes in 15 variants: 9 petrol and 6 CNG. Automatics start with the Swift VXi AMT variant at ₹8.21 lakh. The Swift VXi CNG variant costs ₹78,937 more than the petrol Swift VXi.
- Swift LXiLowest price
Petrol · Manual
₹6.73 Lakh
₹5.84 Lakh ex-showroom
₹7.69 Lakh
₹6.68 Lakh ex-showroom
Petrol · Manual
₹7.99 Lakh
₹6.94 Lakh ex-showroom
₹8.21 Lakh
₹7.13 Lakh ex-showroom
CNG · Manual
₹8.48 Lakh
₹7.57 Lakh ex-showroom
₹8.51 Lakh
₹7.39 Lakh ex-showroom
₹8.77 Lakh
₹7.62 Lakh ex-showroom
CNG · Manual
₹8.77 Lakh
₹7.83 Lakh ex-showroom
₹8.87 Lakh
₹7.92 Lakh ex-showroom
₹9.16 Lakh
₹8.18 Lakh ex-showroom
₹9.29 Lakh
₹8.07 Lakh ex-showroom
₹9.53 Lakh
₹8.51 Lakh ex-showroom
₹9.54 Lakh
₹8.29 Lakh ex-showroom
₹9.92 Lakh
₹8.86 Lakh ex-showroom
₹10.05 Lakh
₹8.74 Lakh ex-showroom
On-road prices for Mumbai include RTO road tax, insurance and registration fees.
Which Swift variant gives you the most for the money?
Most Mumbai buyers should start with the Swift VXi CNG at ₹8.48 lakh. Add the AGS automatic for ₹39,081 if your commute is mostly crawling traffic.
If you want the extra kit, the Swift ZXi CNG at ₹9.53 lakh adds wireless charging, and the petrol Swift ZXi+ AMT at ₹10.05 lakh is the only automatic Swift with cruise control.
Compare any two variants below to see the extra on-road cost and what you get for it.
- ▲Touchscreen
- ▲Apple CarPlay and Android Auto
Same engine and power, so you are paying for features, not performance.
Monthly EMI on a Swift in Mumbai
On a five-year loan at 9%, the Swift VXi AMT variant works out to ₹13,638 a month with 20% down. Each extra percentage point on your loan rate adds about ₹321 to that.
| Variant | On-road | 10% down | 20% down | 30% down |
|---|---|---|---|---|
Swift LXi Lowest price | ₹6.73 Lakh | ₹12,578 | ₹11,181 | ₹9,783 |
Swift VXi AMT Value pick | ₹8.21 Lakh | ₹15,343 | ₹13,638 | ₹11,934 |
Swift ZXi+ AMT Top variant | ₹10.05 Lakh | ₹18,794 | ₹16,706 | ₹14,617 |
Monthly instalments on the full Mumbai on-road price less your down payment, over 60 months at 9%. Your bank sets the actual rate. Processing fees and the yearly insurance renewal are extra. Set your own down payment and tenure in the EMI calculator.
Petrol or CNG: what a Swift costs to run in Mumbai
The Swift VXi CNG variant costs ₹78,937 more on-road than the petrol Swift VXi. It saves about ₹3,331 a month in fuel at 1,500 km, so the extra CNG money comes back in about 24 months (2.0 years).
| Fuel | Price | Real mileage | Per km | 1,000 km a month | 1,500 km a month | 2,000 km a month |
|---|---|---|---|---|---|---|
petrol Swift LXi | ₹111.21/l | 20.8 km/l | ₹5.35 | ₹5,350 | ₹8,025 | ₹10,700 |
CNG Swift VXi CNG | ₹90/kg | 28.8 km/kg | ₹3.13 | ₹3,130 | ₹4,694 | ₹6,259 |
Mumbai fuel prices on 6 November 2026 (PPAC daily price, CNG from Mahanagar Gas). Real mileage is 82% of the ARAI figure, since daily driving rarely matches the test. Fuel only: servicing and insurance are not included.
How safe is the Swift?
Six airbags and stability control come on every variant, from the Swift LXi variant.
Swift against its rivals in Mumbai
On-road in Mumbai they start between ₹5.50 lakh and ₹6.90 lakh, against ₹6.73 lakh for the Swift.
| Car | On-road from | Fuels | Automatic from | Bharat NCAP |
|---|---|---|---|---|
| Maruti Suzuki Swift | ₹6.73 Lakh | petrol, CNG | ₹8.21 Lakh | Not tested |
| Hyundai Grand i10 Nios | ₹6.45 Lakh | petrol, CNG | ₹8.30 Lakh | Not tested |
| Tata Tiago | ₹5.50 Lakh | petrol, CNG | ₹7.03 Lakh | Not tested |
| Citroen C3 | ₹5.75 Lakh | petrol | ₹11.13 Lakh | Not tested |
| Maruti Suzuki Baleno | ₹6.90 Lakh | petrol, CNG | ₹8.63 Lakh | No current rating |
Cheapest on-road price in Mumbai for each car. Bharat NCAP ratings can leave out some versions, so check the variant you want.
Is the Swift cheaper in another city?
Road tax is set by each state, so the Swift VXi AMT variant costs ₹37,219 more in Mumbai than in Ahmedabad. Register the car where you live, though. Keep a car from another state in Maharashtra for more than 12 months and you must re-register it here and pay Maharashtra's road tax as well.
| City | Road tax | Swift LXi | Swift VXi AMT | vs Mumbai |
|---|---|---|---|---|
| Swift in Ahmedabad | 6% | ₹6.42 Lakh | ₹7.84 Lakh | ₹37,219 less |
| Swift in Delhi | 7% | ₹6.31 Lakh | ₹7.91 Lakh | ₹30,089 less |
| Mumbai | 11% | ₹6.73 Lakh | ₹8.21 Lakh | |
| Swift in Pune | 11% | ₹6.73 Lakh | ₹8.21 Lakh | Same |
| Swift in Chennai | 13% | ₹6.86 Lakh | ₹8.36 Lakh | ₹15,141 more |
| Swift in Hyderabad | 14% | ₹6.95 Lakh | ₹8.46 Lakh | ₹25,534 more |
| Swift in Bangalore | 14% | ₹6.99 Lakh | ₹8.53 Lakh | ₹31,802 more |
Road tax rate for the Swift VXi AMT variant. Each city uses its own state's tax, cesses and fees.
Swift in Mumbai: questions buyers ask
How does Maharashtra's lower CNG tax change the Swift line-up?
It pulls every CNG Swift down the price order. The Swift VXi CNG is ₹5,000 cheaper than the petrol Swift ZXi in the showroom but ₹28,900 cheaper on the road, because it pays 8% instead of 11%.
Is the Swift's ground clearance a worry in Mumbai's monsoon?
At 163 mm it sits fairly low, so keep out of flooded underpasses such as the Milan subway after heavy rain. If you park outdoors, engine protection cover on your insurance is worth the small extra cost.
Is the Swift ZXi CNG worth the extra over the Swift VXi CNG?
Only if you want wireless phone charging, which is all it adds for ₹1.04 lakh more on-road. It still lacks the reverse camera and cruise control, which only the petrol Swift ZXi+ and Swift ZXi+ AMT get.
Is the Swift's 1.2-litre engine enough for Mumbai's flyovers and highways?
For city use, yes. Its 82 bhp and 112.4 Nm are modest, but the Swift is light, so it keeps up easily on the Western Express Highway. On CNG you get 69 bhp, enough in traffic but slower on long climbs.
Is the Swift's boot big enough for airport runs?
For two people, yes: its 265 litres takes a large suitcase and a cabin bag. For a family's luggage, a sedan with a bigger boot, such as the 382-litre Dzire, is the better pick.